01765 602156 mail@hb-law.co.uk

Property

The smooth transition of funds and property titles comes from generations of commercial and residential property know-how.

Property conveyancing and law has been running through our veins for four generations. We are locally based with exceptional knowledge of all types of residential and commercial properties in the area. Sometimes we have dealt with the same property multiple times.

Our team of seasoned and approachable solicitors are distinguished by their extensive qualifications, history and professional acumen. We deal with numerous residential, agriculture and commercial property transactions, including buying, selling, or transferring property.

We’re efficient, skilled, knowledgeable and good value. We’re down-to-earth people who believe in being accessible and accountable to our clients. We’re proactive thinkers, easily dealing with complications when they arise. We always communicate openly and honestly. Some people have said we have old school values with a modern twist. 

Our conveyancing service is dependable and hassle-free, supported by our in-depth local insights. We will always tailor our service to your needs, and prioritise regular communication with our clients, ensuring that we’re accessible for updates and guidance.

Once your transaction is finalised, we offer complimentary storage for your title deeds and essential documents in our secure Strong Room.

To discuss any aspect of the conveyancing process, please contact a member of our team (Andrew, Richard, Hannah or Paul) who will be pleased to answer your questions, provide you with a detailed quote and guide you through the next steps.

We can provide you with a competitive fixed fee service offering excellent value for money. See fees below. We’re ready to help you succeed with property goals.

Property Pic04

Property Services

  • House sales and purchases
  • Flat/apartment (leasehold) sales and purchases
  • Commercial sales and purchases
  • Agricultural sales and purchases
  • Creation of Partnerships (especially in Farming).
  • Re-mortgages and other Charges
  • Transfers of Equity and Declarations of Trust
  • Residential, Commercial and Agricultural Landlord & Tenant issues
Residential Properties

Next step, connect with…

Andrew Hutchinson Senior Partner

Andrew Hutchinson

Managing Partner
email

Richard Storey Partner

Richard Storey

Partner
email

Paul Akroyd

Conveyancing Assistant
email

Hannah Holt

Conveyancing Assistant
email

I wanted to thank you, Richard, and Paul for the effort, work and of course the positive outcome of the sale of the Land at Bell Farm. I appreciate that there must have been frustrating times during the process of sale but finally, your diligence and perseverance paid off.

Pricing – Purchase of a Residential Property

Please note that there will be two elements to the prices as set out below:

1. Fees charged by Hutchinson & Buchanan; and
2. Fees payable to third parties.

Please ensure that you consider both parts of our pricing information.

For freehold houses

(Most properties)

Property Price Range
£0.00 - £149,000
£150,000 – £249,999
£250,000 – £349,999
£350.000 – £499,999
£500,000 – £649,999
Over £650,000
Legal Fee*
£795.00+VAT
£895.00+VAT
£1100.00+VAT
£1500.00+VAT
£1750.00+VAT
Please contact us to discuss.
Estimated H&B Fees
£954.00
£1074.00
£1320.00
£1800.00
£2100.00

Additional charges regardless of property price

Service
Bank transfer (each transfer)
New Build Property
Leasehold Property
Shared Equity Scheme
Help to Buy ISA Scheme
Fee +VAT
£12.00
£300.00
£300.00
£350.00
£50.00
Estimated Total Additional Charges
£14.40
£360.00
£360.00
£420.00
£60.00

*Basis of charging = fixed fee.

Fees payable to third parties (Disbursements).

Service
Local Authority Search (Harrogate)
Drainage & Water Search (Yorkshire)
Environmental Search
Coal
Chancel
Average Fee** (incl. VAT)
£103.90
£54.99
£61.20
£46.00
£24.00

** The number and nature of searches that you will require may vary depending on the property and/or any mortgage lender.

Actual Fee

Service
Official Search
Bankruptcy Search
Stamp Duty Land Tax
Land Registry fee
Average Fee** (+VAT)
£3.00 + VAT per title (if you require a mortgage)
£2.00 + VAT per person (if you require a mortgage)
Please visit www.stampdutycalculator.org.uk
Please consult the Land Registry Website: Land Registry

Work included and key stages

The precise work and stages involved in the purchase of a freehold residential property vary according to the circumstances. However, we have set out the key stages involved in a typical purchase transaction:

  • Take your instructions and give you initial advice
  • Check finances are in place to fund the purchase and contact the lender’s solicitors if needed
  • Receive and advise on contract documents
  • Carry out searches
  • Make any necessary enquiries of seller’s solicitor
  • Give you advice on all documents and information received
  • Acting for your lender and advising you on the relevant conditions of your mortgage offer
  • Check the title of the property and prepare the document to transfer ownership to you
  • Send the final contract to you for signature and ask you to pay the agreed deposit to us so that contracts can be exchanged
  • Agree a completion date (date from which you own the property)
  • Exchange contracts and notify you that this has happened
  • Arrange for all monies needed to be received from the lender (if applicable) and you
  • Complete purchase
  • Deal with payment of Stamp Duty Land Tax, including the completion of the SDLT form
  • Deal with application for registration at Land Registry
  • Notify you and your lender (if applicable) of registration once confirmed.

If your property is leasehold property, as part of the supplemental fixed fee we would also include the following in our service:

  • Preparation of and service upon the Landlord of any required Notice of Transfer/Charge
  • Preparation of and service upon the Landlord of any required Deed of Covenant.

Services excluded

Our service will not include any of the following:

  • Advice on the value of the property
  • Advice on the suitability of your mortgage or any other financial arrangements
  • A physical inspection of the property to ensure that it has been built in accordance with any planning permissions granted
  • Advice on any planning implications unless instructed to do so which may be subject to additional charges
  • Advice on any search result findings that identify contaminated land, fracking sites or other environmental issues
  • Advice on tax (other than SDLT) or other accounting matters.

Approximate / average timescales

How long it will take from your offer being accepted until you can move into your house will depend on a number of factors. However, the average process takes between 10 – 12 weeks.

It can be quicker or slower depending on the parties in the chain and the efficiency of third parties involved in the purchase such as the seller’s solicitors, the solicitors representing other buyers and sellers in the chain, your bank if you are taking out a mortgage, search providers and the relevant local authority to conduct your local search.

Factors that could increase costs

In some circumstances we may increase our fees to account for additional time, work or skill required to meet your instructions. Examples include:

  • If your lender makes detailed instructions requiring us to deal with matters other than those relating to the title to the property
  • If your lender instructs another conveyancer to act for them
  • If the lender requires anything other than a simple certificate of title (a simple certificate of title is standard with most lenders) in order to send the mortgage funds to our firm
  • If a trust document is required
  • If there is a defect in the property title which requires remedying prior to completion, including advising on and putting in place any indemnity insurance)
  • If the transaction requires a new lease to be granted rather than an assignment of an existing lease
  • If the transaction is complex ie those including agricultural land or woodland, the property is mixed use or commercial
  • Commercial/mixed use transaction
  • The property has non-standard restrictions on title.

 

Qualifications and team experience

Name
Andrew Hutchinson
Richard Storey
Position
Solicitor, Senior Partner
Solicitor, Partner
Experience
Andrew qualified as a Solicitor on 01/05/1992 and has in excess of 33 years professional experience.
Richard qualified as a Solicitor on 01/09/2006 and is a Member of the Society of Trusts and Estate Practitioners (STEP).

Regardless of who works on your matter, they will be supervised by Andrew Hutchinson, Senior Partner.

Pricing – Sale of a Residential Property

Please note that there will be two elements to the prices as set out below:

1. Fees charged by Hutchinson & Buchanan; and
2. Fees payable to third parties.

Please ensure that you consider both parts of our pricing information.

Property Law5

For freehold houses

(Most properties)

Property Price Range
£0.00 – £149,000
£150,000 – £249,999
£250,000 – £349,999
£350.000 – £499,999
£500,000 – £649,999
£650,000+
Legal Fee*
£795.00+VAT
£895.00+VAT
£1100.00+VAT
£1500.00+VAT
£1750.00+VAT
Please contact us to discuss.
Estimated H&B Fees
£954.00
£1074.00
£1320.00
£1800.00
£2100.00

Additional charges regardless of property price

Service
Bank transfer (each transfer)
New Build Property
Leasehold Property
Shared Equity Scheme
Help to Buy ISA Scheme
Fee +VAT
£12.00
£300.00
£300.00
£350.00
£50.00
Estimated Total Additional Charges
£14.40
£360.00
£360.00
£420.00
£60.00

*Basis of charging = fixed fee.

Fees payable to third parties (Disbursements).

Service
Office copy entries
Actual Fee (incl. VAT)
£6.00

Work included and key stages

The precise work and stages involved in the sale of a freehold residential property vary according to the circumstances. However, we have set out the key stages involved in a typical sale transaction:

  • Take your instructions and give you initial advice
  • Check the title of the property you are selling
  • Prepare documents, the contract of sale and deeds relating to your sale
  • Dealing with questions and enquiries raised by your buyer(s)’ solicitors
  • Reporting and providing information to you relating to the property you are selling
  • Exchanging contracts following any necessary negotiations on the terms
  • Approving the transfer deed from the buyer(s)’ solicitors
  • Completing your sale and accounting to you for the proceeds or receiving from you any monies required to complete the sale
  • Dealing with all post-completion matters, particularly repaying any outstanding mortgages or loans.

If the property you are selling, is leasehold we will also provide the following service:

  • Corresponding with the management agent to obtain the leasehold information pack.

Services excluded

Our service will not include any of the following:

  • Advice on the value of the property
  • A physical inspection of the property
  • Advice on any planning implications unless instructed to do so which may be subject to additional charges
  • Checks on the property to ensure that it has been built in accordance with any planning permissions granted
  • Advice on any search result findings that identify contaminated land, fracking sites or other environmental issues
  • Advice on tax or other accounting matters.

Approximate / average timescales

How long it will take from you accepting an offer on your property until the sale is completed, will depend on a number of factors. However, the average process takes between 4-6 weeks.

It can be quicker or slower depending on the parties in the chain and the efficiency of third parties involved in the sale such as the buyer’s solicitors, the solicitors representing other buyers and sellers in the chain, your buyer’s bank if they are taking out a mortgage, search providers and the relevant local authority to conduct your buyer’s local search.

Factors that could increase costs

In some circumstances we may increase our fees to account for additional time, work or skill required to meet your instructions. Examples include:

  • If there is a defect in the property title which requires remedying prior to completion
  • If we are required to discharge more than one mortgage or loan on the property
  • If we are required to obtain retrospective approval to any alterations to a property or obtain an insurance indemnity policy in relation to any problem concerning the transaction
  • If your property is Leasehold and a chief rent or ground rent is payable and you do not provide an up to date rent receipt
  • If the transaction is complex ie those including agricultural land or woodland, the property is mixed use or commercial
  • Commercial/mixed use transaction
  • The property has non-standard restrictions on title.

Qualifications and team experience

Name
Andrew Hutchinson
Richard Storey
Position
Solicitor, Senior Partner
Solicitor, Partner
Experience
Andrew qualified as a Solicitor on 01/05/1992 and has in excess of 33 years professional experience.
Richard qualified as a Solicitor on 01/09/2006 and is a Member of the Society of Trusts and Estate Practitioners (STEP).

Regardless of who works on your matter, they will be supervised by Andrew Hutchinson, Senior Partner.

Pricing – Mortgage or re-mortgage of a Residential Property

Please note that there will be two elements to the prices as set out below:

1. Fees charged by Hutchinson & Buchanan; and
2. Fees payable to third parties.

Please ensure that you consider both parts of our pricing information.

Property Pic05
Bank Service
Mortgage value up to £300,000
Equity Release Mortgage
Bank Transfer (each transfer)
H&B Legal Fee* +VAT
£450.00
£750.00
£12.00
Total Charges
£540.00
£900.00
£14.40

*basis of charging = fixed fee for mortgage or re-mortgage up to £300,000.00

Fees payable to third parties (Disbursements).

Service
Local Authority Search (Harrogate)
Drainage & Water Search (Yorkshire)
Environmental Search
Coal
Chancel
Average Fee (incl. VAT)
£103.90
£54.99
£61.20
£46.00
£24.00

Actual Fee

Service
Official Search
Bankruptcy Search
Land Registry fee
Fee (+VAT)
£3.00
£2.00
Please consult the Land Registry Website: Land Registry

Work included and key stages

The precise work and stages involved in the mortgage or remortgage of a residential property vary according to the circumstances. However, we have set out the key stages involved in a typical mortgage/ remortgage transaction:

  • Take your instructions and give you initial advice
  • Obtaining your title deeds
  • Checking the title of your property
  • Carrying out searches if required by your lender
  • Acting on your mortgage lender’s instructions
  • Explaining the terms of your mortgage to you
  • Preparing the mortgage and other documents and obtaining your signature to them where appropriate
  • Reporting to the mortgage company and obtaining the mortgage advance
  • Completing the remortgage. This is the date when the old mortgage will be repaid and the new mortgage will commence
  • Registering the transaction with the Land Registry
  • Forwarding the title documents to the mortgage company and accounting to you for any money held on your behalf.

Services excluded

Our service will not include any of the following:

  • Advice on the value of the property
  • Advice on the suitability of your mortgage or any other financial arrangements
  • A physical inspection of the property
  • Advice on any search result findings that identify contaminated land, fracking sites or other environmental issues
  • Advice on tax (other than SDLT) or other accounting matters.

Approximate / average timescales

The length of time that it will take to complete your mortgage or remortgage will depend on a number of factors. However, the average process takes between 2-4 weeks from receipt of mortgage offer.

It can be quicker or slower depending on the parties in the chain and the efficiency of third parties involved in the mortgage or remortgage such as your lender, search providers and the relevant local authority to conduct your local search if required. 

Factors that could increase costs

In some circumstances we may increase our fees to account for additional time, work or skill required to meet your instructions. Examples include:

  • If your lender makes detailed instructions requiring us to deal with matters other than those relating to the title to the property
  • If your lender instructs another conveyancer to act for them
  • If the lender requires anything other than a simple certificate of title (a simple certificate of title is standard with most lenders) in order to send the mortgage funds to our firm
  • If a trust document is required
  • If you require a lifetime mortgage
  • If there is a defect in the property title which requires remedying prior to completion.

Qualifications and team experience

Name
Andrew Hutchinson
Richard Storey
Position
Solicitor, Senior Partner
Solicitor, Partner
Experience
Andrew qualified as a Solicitor on 01/05/1992 and has in excess of 33 years professional experience.
Richard qualified as a Solicitor on 01/09/2006 and is a Member of the Society of Trusts and Estate Practitioners (STEP).

Regardless of who works on your matter, they will be supervised by Andrew Hutchinson, Senior Partner.

Property Law6

We’re Ripon’s only 4th generation firm of solicitors with unbeatable local knowledge and experience.

Hutchinson & Buchanan have been my late husband’s and my solicitors since the late 1980s, in both business and personal matters. I highly recommend their professional attention. 

College Green
Property Law
Property Pic06

Trusted by 1000s of Happy Clients

I am very happy with my first experience as a new client of your firm. You were understanding and very helpful. I feel fortunate to have found you, especially after a difficult experience with another firm. I look forward to being your client moving forward.

We’re here to help with your Property & Conveyancing needs.

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Address

77 North Street
Ripon
North Yorkshire HG4 1DP

Phone

01765 602156

Fax

01765 690018

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